Disclaimer

General Disclaimer

The information, tools, and utilities provided on Toolzylo (toolzylo.com) are intended for general informational and utility purposes only. While we make every effort to ensure that the results produced by our tools are accurate and reliable, we make no representations or warranties of any kind — whether express or implied — about the completeness, accuracy, reliability, suitability, or availability of the tools or the information they generate.

By using any tool on Toolzylo, you acknowledge and accept that the results are produced algorithmically based on inputs you provide, and that those results may not account for all variables, edge cases, or real-world factors. It is always your responsibility to verify important results through appropriate channels before making any decisions based on them.

No Professional Advice

The tools and results available on Toolzylo are not a substitute for qualified professional advice. Specifically, nothing on this website should be construed as medical, financial, legal, or other professional advice. We strongly encourage all users to consult with appropriate licensed professionals for any matters that could have a significant impact on their health, finances, legal standing, or other important aspects of their lives.

The results produced by Toolzylo's tools — including but not limited to BMI calculations, EMI calculations, age calculations, unit conversions, percentage calculations, and password generation — are provided for informational and convenience purposes only.

Medical Disclaimer

Our BMI (Body Mass Index) Calculator produces a numerical screening value based on your self-reported height and weight. BMI is a widely used tool for identifying potential weight-related health risks, but it is not a diagnostic tool and does not measure body fat directly. A BMI result from our tool does not constitute a medical diagnosis, health assessment, or medical advice of any kind.

BMI does not account for muscle mass, bone density, age, sex, ethnicity, or distribution of fat — all of which are medically relevant factors. A person with a high BMI may be in excellent health, and a person with a "normal" BMI may have underlying health concerns. Always consult a qualified healthcare professional, physician, or registered dietitian for a full health assessment and personalized recommendations.

Financial Disclaimer

Our EMI (Equated Monthly Installment) Calculator provides an estimate of monthly loan repayments based on the principal amount, interest rate, and tenure you enter. These figures are calculated using standard mathematical formulas and are intended solely to give you a rough idea of what repayments might look like.

Actual EMI amounts charged by lenders may differ significantly based on processing fees, insurance premiums, variable interest rates, GST or other applicable taxes, rounding conventions used by the lender, and other loan-specific terms and conditions. Toolzylo's EMI results are not a guarantee, quote, or binding commitment of any kind. Always contact your bank, lender, or a qualified financial advisor for accurate loan information before signing any agreement.

Legal Disclaimer

No content on Toolzylo — including tool results, website text, articles, or any other material — constitutes legal advice. The site does not provide legal opinions, legal guidance, or legal services of any kind. If you need legal advice, please consult a qualified attorney or legal professional in your jurisdiction.

Accuracy of Results

All calculator and converter tools on Toolzylo use industry-standard formulas and widely accepted conversion factors. We have thoroughly tested our tools to ensure they produce correct results under normal operating conditions. However, there are inherent limitations to be aware of:

Floating-point arithmetic: All computer systems — including web browsers — use floating-point arithmetic, which can introduce very small rounding differences in calculations. These differences are typically insignificant for everyday use but may matter in high-precision professional or scientific contexts. Always verify critical calculations independently.

User input: The accuracy of any result depends entirely on the accuracy of the inputs you provide. Toolzylo cannot validate whether the values you enter are correct or realistic. Garbage in, garbage out — if your inputs are wrong, the output will be wrong regardless of how accurate our formulas are.

Unit conversions: Our unit converter uses standard international conversion factors (SI units). Minor discrepancies may exist when compared to region-specific or industry-specific standards. For engineering, scientific, or commercial use, always verify conversions against authoritative references.

PDF and Image Tools

Some PDF-related tools on Toolzylo are implemented as user interface demonstrations and may not perform full file processing on all browsers. Image tools process files locally within your browser using client-side JavaScript. Results may vary depending on the input file's size, format, quality, and the capabilities of your specific browser and device.

We do not guarantee that all file types, sizes, or configurations will be processed successfully by every tool on every browser. For production-level document processing requirements, we recommend using dedicated professional software or services.

Password Generator

The Password Generator tool on Toolzylo creates random passwords using browser-based cryptographic randomness. While the passwords generated are designed to be strong and unpredictable, no password generator can guarantee absolute security. The strength of a password depends on many factors including how and where it is stored, whether it is reused across multiple services, and the security practices of the platforms you use it on.

Toolzylo is not responsible for any security breach, data loss, or unauthorized access that results from using a password generated by our tool. Always use a reputable password manager and enable two-factor authentication wherever possible.

QR Code Generator

The QR codes generated by Toolzylo's QR Code Generator are created in your browser and are accurate representations of the text or URL you enter. However, the readability of a generated QR code depends on print quality, display resolution, and the scanning device. Toolzylo is not responsible if a QR code fails to scan due to formatting, printing, or environmental factors outside of our control.

External Links

Toolzylo may contain hyperlinks to external websites that are not owned or operated by us. These links are provided for your convenience and informational purposes only. We have no control over the content, accuracy, privacy practices, or availability of those external websites. The inclusion of any link does not imply endorsement of the linked website by Toolzylo.

We strongly advise you to read the privacy policy, terms of service, and disclaimers of any external website you visit through links on our platform. We accept no responsibility or liability for any loss, damage, or inconvenience caused by your use of, or reliance on, any external site.

Availability of Service

Toolzylo strives to keep the website and all its tools available at all times. However, we do not guarantee uninterrupted access. The website may be temporarily unavailable due to scheduled maintenance, server issues, third-party service outages, or factors beyond our control such as internet connectivity problems. We are not liable for any inconvenience or loss resulting from temporary unavailability of the site or any of its tools.

Changes to Tools and Content

We reserve the right to modify, update, add, or remove tools and content at any time without prior notice. While we aim to maintain the accuracy and functionality of all existing tools, we cannot guarantee that any specific tool will remain available indefinitely or that it will operate identically in all future browser versions.

Limitation of Liability

To the fullest extent permitted by applicable law, Toolzylo, its operators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, exemplary, or consequential damages whatsoever arising from or in connection with your use of the website or any of its tools. This includes, without limitation, damages for loss of profits, loss of data, business interruption, personal injury, or any other pecuniary or non-pecuniary loss or damage, even if we have been advised of the possibility of such damages.

Your use of Toolzylo is entirely at your own risk. The tools and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

Indemnification

By using Toolzylo, you agree to indemnify and hold harmless Toolzylo and its operators from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in any way connected with your access to or use of the website, your violation of these terms, or your infringement of any rights of another party.

Contact Us

If you have concerns, questions, or feedback about any tool result, disclaimer clause, or content on this site, we encourage you to reach out. Please visit our Contact Us page to send us a message. We take all concerns seriously and will respond promptly.